🏠HRA Exemption Calculator
Find your tax-exempt House Rent Allowance.
Disclaimer: These tools provide estimates for general information and educational use only. They are not financial, investment, tax or legal advice. Results can differ from your bank or provider's actual figures — please verify important decisions with a qualified financial professional.
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About the HRA Exemption Calculator
Calculate your exempt House Rent Allowance (HRA) from your basic salary, HRA received, rent paid and city type. Shows the exempt and taxable HRA per month and per year under the Old Tax Regime. Free online HRA exemption calculator for India.
How to use the HRA Exemption Calculator
- 1Enter your numbers into the HRA Exemption Calculator fields above.
- 2Adjust the rate, period, units or other options to match your situation.
- 3Your result is calculated instantly as you type — there's no submit button.
- 4Nothing is stored or uploaded; every calculation runs privately in your browser.
Why use this tool?
Private by design
The HRA Exemption Calculator runs entirely in your browser — nothing you enter is uploaded to a server.
Free, no signup
Use it as much as you like. There's no account, no paywall and no watermark.
Fast & instant
Results appear the moment you type or click — no waiting, no page reloads.
Works anywhere
Any device or browser, even offline once the page has loaded.
Frequently asked questions
How is HRA exemption calculated?＋
It's the least of three amounts: actual HRA received, rent paid minus 10% of basic salary, and 50% of basic (metro cities) or 40% (non-metro).
Which cities count as metro for HRA?＋
For HRA, the metro cities are Delhi, Mumbai, Kolkata and Chennai (50% of basic). All other cities use 40%.
Can I claim HRA under the New Tax Regime?＋
No. The HRA exemption is available only under the Old Tax Regime.