🪙SIP Calculator
Estimate mutual-fund SIP returns over time.
Disclaimer: These tools provide estimates for general information and educational use only. They are not financial, investment, tax or legal advice. Results can differ from your bank or provider's actual figures — please verify important decisions with a qualified financial professional.
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About the SIP Calculator
Estimate the future value of a monthly SIP (Systematic Investment Plan) from your monthly amount, expected return and duration. See total invested, estimated returns and maturity value. Free online SIP calculator for India.
How to use the SIP Calculator
- 1Enter your numbers into the SIP Calculator fields above.
- 2Adjust the rate, period, units or other options to match your situation.
- 3Your result is calculated instantly as you type — there's no submit button.
- 4Nothing is stored or uploaded; every calculation runs privately in your browser.
Why use this tool?
Private by design
The SIP Calculator runs entirely in your browser — nothing you enter is uploaded to a server.
Free, no signup
Use it as much as you like. There's no account, no paywall and no watermark.
Fast & instant
Results appear the moment you type or click — no waiting, no page reloads.
Works anywhere
Any device or browser, even offline once the page has loaded.
Frequently asked questions
How is SIP maturity calculated?＋
It uses the future value of a monthly investment series: M × [((1+i)^n − 1) / i] × (1+i), where i is the monthly return and n the number of months.
Are the returns guaranteed?＋
No. SIP returns depend on market performance and are only estimates — actual mutual-fund returns vary.