👷EPF Calculator
Project your EPF retirement corpus.
Disclaimer: These tools provide estimates for general information and educational use only. They are not financial, investment, tax or legal advice. Results can differ from your bank or provider's actual figures — please verify important decisions with a qualified financial professional.
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About the EPF Calculator
Estimate your Employees' Provident Fund (EPF) corpus at retirement from your monthly basic salary, age, interest rate and annual salary hike. Free online EPF / PF calculator for India.
How to use the EPF Calculator
- 1Enter your numbers into the EPF Calculator fields above.
- 2Adjust the rate, period, units or other options to match your situation.
- 3Your result is calculated instantly as you type — there's no submit button.
- 4Nothing is stored or uploaded; every calculation runs privately in your browser.
Why use this tool?
Private by design
The EPF Calculator runs entirely in your browser — nothing you enter is uploaded to a server.
Free, no signup
Use it as much as you like. There's no account, no paywall and no watermark.
Fast & instant
Results appear the moment you type or click — no waiting, no page reloads.
Works anywhere
Any device or browser, even offline once the page has loaded.
Frequently asked questions
How much is contributed to EPF?＋
You contribute 12% of basic + DA. The employer also contributes 12%, of which 3.67% goes to your EPF and 8.33% to the EPS pension scheme. This calculator counts the EPF portion (12% + 3.67%).
What is the current EPF interest rate?＋
The EPFO declares the rate each year; it's currently 8.25% per annum.
Is my EPF corpus guaranteed?＋
EPF is a government-backed scheme, but the exact corpus depends on your real salary history and future rate changes, so treat this as an estimate.