👴NPS Calculator
Project your NPS corpus & monthly pension.
Disclaimer: These tools provide estimates for general information and educational use only. They are not financial, investment, tax or legal advice. Results can differ from your bank or provider's actual figures — please verify important decisions with a qualified financial professional.
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About the NPS Calculator
Estimate your National Pension System (NPS) corpus at retirement and your monthly pension from your monthly contribution, age, expected return and annuity choice. Free online NPS pension calculator for India.
How to use the NPS Calculator
- 1Enter your numbers into the NPS Calculator fields above.
- 2Adjust the rate, period, units or other options to match your situation.
- 3Your result is calculated instantly as you type — there's no submit button.
- 4Nothing is stored or uploaded; every calculation runs privately in your browser.
Why use this tool?
Private by design
The NPS Calculator runs entirely in your browser — nothing you enter is uploaded to a server.
Free, no signup
Use it as much as you like. There's no account, no paywall and no watermark.
Fast & instant
Results appear the moment you type or click — no waiting, no page reloads.
Works anywhere
Any device or browser, even offline once the page has loaded.
Frequently asked questions
How much pension will I get from NPS?＋
At 60 you can take up to 60% of your corpus as a tax-free lump sum; at least 40% must buy an annuity that pays a monthly pension. This tool estimates both from your inputs.
Are NPS returns guaranteed?＋
No. NPS is market-linked (equity + debt), so returns vary. The annuity rate at retirement also changes over time — treat the figures as estimates.
Is NPS good for tax saving?＋
NPS offers deductions under Section 80CCD, including an extra ₹50,000 under 80CCD(1B) over and above 80C — a popular reason to invest. Confirm the current rules for your situation.